What Happens If I’m Hit In A Parking Lot In Delhi?

Delhi, Ohio is a township located on the west side of Cincinnati. The population is around 30,000, though many people choose to live here because of affordable home prices. In 2014, Delhi was named the 18th safest neighborhood in Ohio.  Further, there is not as much traffic. Plenty of people make the commute and that’s because most of the attractions are within the metropolitan area.

If you get hit in a parking lot in Delhi or anywhere else, you want to know that you are protected. You may or may not find out about the car who actually hit you. Car insurance should be able to take care of the claim, but only if you have the right kind of coverage.

Anytime you buy automobile insurance in Ohio, you want to look at your options. This is why it can be advantageous to work with agents. Our goal is to help you get the best possible coverage in Delhi so you are protected while your car is in a parking lot, on the roads, or even parked in your driveway.

Comprehensive insurance is the additional coverage that you can get on your policy to protect when you’re not behind the wheel. The state of Ohio requires you to have liability insurance, but this is only good for when you’re on the roads. If you’re hit in the parking lot while you’re doing your grocery shopping or a shopping cart hits your side mirror, you will want to file a claim with the automobile insurance and know you’re not going to have to pay.

Make the call today and talk to one of our independent agents. We will help you to get a policy in Delhi so you have peace of mind that you have protection regardless of whether you’re on the road or in a parking lot.

What is the Average Cost of a Motorcycle Insurance Policy in Delhi, OH?

Anyone who has a motorcycle in the area of Delhi, OH will need to maintain the proper kind of insurance coverage to make sure that they are protected from accidents and damage of all kinds. The average cost of a motorcycle insurance policy varies greatly because the coverage that each individual may choose is different.

Generally speaking, there are a few types of coverage that nearly every motorcycle owner will decide to include in their insurance policy. If you include the following three types of coverage in your insurance policy and choose a deductible that you know you can afford, you will usually be able to get the best average rates for a motorcycle policy.

Liability: This is the insurance meant to cover other people. If you’re the one who caused the damage in an accident, the liability coverage will pay for the damages to any others (but not to your own motorcycle.)

Collision: This type of insurance will pay for repairs to your motorcycle whether you caused the damage or not. The only caveat is that the damage must have been caused by, as the name implies, some kind of collision.

Comprehensive: This coverage pays for motorcycle repairs or damages that don’t fit into the collision category. For example, if your motorcycle was stolen, your comprehensive coverage will pay for the repairs. This coverage can also include other things like vandalism, damage from animals, and weather related damages.

To get the average cost for the type of motorcycle policy you want, it is important that you do some comparison shopping. The Advantage Ins Network can provide you with several different policy choices from leading insurance providers – we give you the tools to choose the rate and policy you want!