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Personal Insurance in Ohio, Kentucky & Indiana
Cincinnati is a warm and welcoming Ohio city with a huge range of attractions for all types of people. It is famous for a number of things, from arts attractions like the Cincinnati Opera to the Cincinnati Reds baseball team and everything in between. It is also home to a number of high quality independent insurance agencies. Buying insurance from an independent agency is always ideal, as it allows you to secure the best rates for your needs. When it comes to Cincinnati OH personal insurance, there are a few key types to consider.
Auto insurance is designed to protect both your vehicle and the people who ride with you from harm. A high quality policy will pay for repairs if you get into an accident and will also cover medical bills from anyone injured as a result of that accident, for example.
Home insurance is designed to protect everyone inside a home, as well as all of your personal belongings, from damage. If you lose your home to a fire, for example, a home insurance policy will cover the cost to repair everything that you lost.
Umbrella insurance is also commonly called an "excess liability" policy. It's designed to protect you in the event that you are legally responsible for a claim. These policies cover injuries, certain types of lawsuits, damage to personal property and more.
Boat insurance is a policy that protects you and your personal watercraft like boats, jet skis and more from damage or injury as a result of an accident or negligence.
Motorcycle insurance covers many of the same things that traditional car insurance does, but with specific coverage designed for instances where you are driving your own motorcycle.
Dwelling Fire and Flood Insurance
Dwelling flood and fire insurance is designed to cover damage from these two types of catastrophes. Many regular home insurance policies do not cover this type of damage, particularly if you live in an area at an increased risk of flooding.
For any remaining questions or concerns about the specific type of insurance that you need, please contact us today. As your Cincinnati OH personal insurance agents, we can make sure that your policy covers you when you need it the most. You can also easily and conveniently compare quotes for insurance policies right from your Web browser in seconds.