You must purchase motorcycle insurance before riding your new motorcycle on the roads of Cincinnati, OH. At Advantage Insurance Network, we want you to understand the types of coverage you can add to your bike policy.

Types of Motorcycle Coverage

Motorcycle insurance offers many types of coverage that a bike owner can use to protect their investment and driving liability. In any policy from our agency, you can include collision, comprehensive, medical, property liability, bodily injury liability, roadside assistance, etc. 

Liability

Every policy includes the state-required bodily injury liability that pays for injuries you cause to others in an accident. Each policy also includes property damage liability that pays for damage you cause to another person’s vehicle or other property.

Collision

Instead of choosing a policy that only provides the state minimum liability coverage, add coverage that protects your bike investment. For instance, collision coverage pays for damage to your motorcycle regardless of who causes the accident. It covers damage in single- and multi-vehicle accidents.

Comprehensive

Comprehensive coverage ensures you won’t have to pay out of pocket to replace your bike if a peril in the policy damages it. Whether it gets stolen or hail damages it, your insurance policy covers it.

Medical Payments

Medical payments coverage pays for your medical bills or funeral expenses regardless of who causes an accident. This applies to single-vehicle accidents, too. Your medical payment coverage also protects a rider you have on your bike with you during the accident.

Roadside Assistance

Adding roadside assistance to your policy provides 24-hour, seven-day-a-week protection while on the road. If your motorcycle runs out of gas, a tire goes flat, or it breaks down on the road, you call a 1-800 number, and the roadside assistance service comes to help you.

Contact Us Today

With Advantage Insurance Network, you can build a policy that protects you, your motorcycle, and others on Cincinnati, OH, roads. Call us today to build a policy that serves your every need.