When we’re young, we feel like we’re going to live forever. We have a hard time imagining sickness or even diminishing strength and beauty. However, time sometimes tells a different story. Sometimes tome is not a factor at all. Sickness, accidents, and other unforeseen circumstances can put us in the middle of a situation that may require medical attention. Plus, this attention could be costly. What do you do if you don’t have health insurance and don’t have the money to pay for an expensive procedure or an ongoing condition?
Expect the Unexpected
The Advantage Insurance Network of Cincinnati, OH knows how misleading youth can be when it comes to young people investing in health insurance. This sense of invincibility comes from a lack of experience for the most part. However, life can and does change and sometimes those changes come quicker than we think they will. If you’re in a car accident or develop a chronic illness, the medical treatment required may be extensive and ongoing. Most of us, young and old, don’t have the out of pocket money to pay for these types of medical experiences.
We ALL Need Health Insurance
Young or old, health insurance makes sense for everyone. Health insurance allows us to practice prevention by visiting a doctor regularly. Even small mishaps and emergencies can be costly, stitches and a broken bone can run us hundreds or even thousands of dollars. Who has the cash for that? Most of us don’t. Many young people may argue that they can’t afford health insurance. However, there are plans and different types of insurance to fit a wide variety of different situations. Honestly, you can’t afford NOT to have health insurance. Living without is is similar to hoping that you’ll never get a cold or cut yourself. Both of these scenarios are probably inevitable.
Invest In Yourself Early
The clear easy answer is yes. Young people need health insurance. Everyone does. The young and the old get sick. The young and the old have accidents and may experience chronic illness. Health insurance acts as a safety net for any health issue, large or small, that may require you to pay for it out of pocket. Give Advantage Insurance Network of Cincinnati, OH a call. We look forward to helping you navigate your health insurance needs.