A solid home insurance policy is one of the best ways to ensure you always have the resources to provide a safe place to live for you and your family. However, even more important is preventing disaster risks in the first place. At Advantage Insurance Network, serving Cincinnati, OH, and the surrounding areas, we are here to help clients make great choices concerning their homes and safety. Keep reading to learn about the top three fire risks to your home.
Older homes with outdated wiring are at an increased risk for fires. Over time the protective coverings on wires can start to wear away. Pests and rodents can also compromise these protective coverings as well. When these protective coverings are compromised, it can lead to sparking and fires. If you have an older home, you should have the wiring evaluated by an electrician for safety. You should also have major electrical components, such as outlets and breaker boxes evaluated as well to ensure they are up to code and in safe working order.
Another risk to your home would be unsafe practices or behaviors involving fire or heat. This can include flicking cigarette butts into the yard or trash, leaving candles unattended, poor fireplace safety, improper use of space heaters and electric blankets, and more. Everyone in your home must be well-versed in safe practices concerning these topics and anything involving fire or heat.
Outdated Heating Systems, Including Fireplaces
Another considerable fire risk is the heating system of your home. When systems are outdated, your home is put at risk. This includes fireplaces that are not built to modern codes or fireplaces that are not kept properly cleaned. If you have an older heating system, consider upgrades to keep your home safe.
If you would like to learn about our home insurance services, please contact us at Advantage Insurance Network, serving Cincinnati, OH, and the surrounding areas.