When should life insurance be reviewed?

Life insurance for most people is not something you spend a lot of time thinking about. It may be you have a policy as part of your benefits package or you may have a policy you purchased years ago that you pay every month or once a year. When changes happen in your life, changes may also need to happen in your life insurance. If you haven’t looked at your coverage in a while, it is time to make an appointment to talk to one of the experienced agents at Advantage Insurance Network in Cincinnati, OH. 

If you get your life insurance through your employer, you should check your life insurance immediately. Make yourself aware of not only the amount but what will happen if you leave your current employment. Will you be able to continue the policy yourself? What will it cost you to continue it? Exactly what are the terms of the policy? 

If you get married, you need to make changes to your life insurance policy. Not only will you change your beneficiary but you may want to reconsider the amount of life insurance you have. You should also take a good look at the coverage your future spouse has as well. Especially if you have purchased a home or plan to, it may require two incomes. Losing either one of them could lead to the loss of your home. 

When you have children, your liability rises considerably. You need to provide for them not only today but into the future. You may want to save for college or just guarantee they will be provided for in the event of your untimely death. 

In Cincinnati, OH contact Advantage Insurance Network for your life insurance needs. As an independent agency, we work for you and will search through many carriers to find the perfect policy for you.