Do You Need a Home Inventory for Your Condo?

Advantage Insurance Network, serving Cincinnati, OH, is an independent insurance agency. That means we can provide you with personalized service and more choices. We represent many of the major insurance companies and are dedicated to making sure you get the condo insurance that is right for you. Condos are not one-size-fits-all. Your condo association holds a policy as well, and what they cover affects what you must cover. Do you need a home inventory for your condo? Yes, you do!

Why Make a Home Inventory?

Your condo is your home, and if you are like many other people, a great deal of what you own is in your home. If your condo is hit by a hazard that is covered by your condo insurance, you will need to tell the insurance company exactly what needs to be replaced. When there isn’t much left, and you are in an emotional state, it isn’t easy to remember all the things you had. The insurance company will accept your home inventory as proof. 

Making an Inventory

Go to every space in your condo and provide as much detail as possible. For electronics, include the brand, the model, and the serial number. If you have the sales slip for the items, even better. Take lots of pictures, especially of higher-priced items. Having an appraisal of your jewelry is helpful. Don’t leave any stone unturned. Open closets, drawers, and go to your basement if you have one. 

Once you have completed your home inventory, download a copy to the cloud. If you lose your computer or phone, it will still be available. 

When it is time to renew, and you are looking for a change, or you are purchasing a condo, our team at Advantage Insurance Network is here to help you find the right condo insurance for you in Cincinnati, OH.