Here at Advantage Insurance Network, serving the greater Cincinnati, OH region, one of the insurance products that we offer is restaurant and bar insurance. This is not an insurance product that many people are familiar with. But, if you own a restaurant or bar, you should familiarize yourself with it. Here is more information about the benefits of restaurant and bar insurance

Protection Against Property Damage

Property damage can occur for various reasons, including natural disasters, fire, and theft. With restaurant and bar insurance, you can protect your business against such damages and get the necessary funds to rebuild and restore your business to its previous condition.

Liability Coverage

Restaurant and bar insurance also provides liability coverage, which protects you from claims made by customers or employees who may have been injured on your property. This type of coverage can also protect you from lawsuits related to foodborne illnesses or alcohol-related incidents.

Liquor Liability

Liquor liability coverage is an essential part of restaurant and bar insurance. This coverage protects you from damage or injuries that may occur as a result of a patron’s intoxication while consuming alcohol on your premises. It can also protect you from lawsuits that may arise from selling alcohol to minors. 

Employee Theft Coverage

Employee theft is an unfortunate reality that many business owners face. With restaurant and bar insurance, you can protect your business against such losses and receive compensation for any damages caused by employee theft.

As you can see, there are many benefits associated with restaurant and bar insurance. Advantage Insurance Network would love to help you find the right policy if you want to obtain a policy in the greater Cincinnati, OH region. Call us today to obtain a quote.