When Must You Buy Home Insurance?

Buying a home is a significant transaction. Most homeowners realize one of the best ways to protect that investment is with a home insurance policy. If your home is near Cincinnati, OH, our team at Advantage Insurance Network will help you review your home insurance options. We’ve been working with clients like you since 2003.

When Must You Buy Home Insurance?

First-time home buyers often find the process overwhelming. There are several points along the way where you’ll need to sign a contract or take significant action, and it helps to understand the details ahead of time. Generally, the process leading up to "closing," when the home sale is finalized, begins as soon as your offer is accepted. It’s smart to start gathering home insurance information and quotes at this point so you have plenty of time to compare options.

Your lender will typically ask for a declarations page from your home insurance policy as proof of coverage. This usually happens about two to three weeks before closing, when the first year’s premium is generally paid in full. On the day your home purchase officially closes, your home insurance policy becomes active.

Contact Us Today for Your Appointment

There are many types of home insurance policies, and it can help to have guidance in selecting the one that best fits your needs. Our team at Advantage Insurance Network brings over 20 years of home insurance expertise to share with you. Clients near Cincinnati, OH, have learned they can rely on us for answers to their home insurance questions. Give us a call to schedule your appointment so you can feel confident about protecting your home.