Advantage Insurance Network offers multiple types of coverage to Cincinnati, OH residents. We are an independent insurance agency. We believe that working with multiple carriers across the Midwest gives us an advantage over the competition. We sit down with each of our clients and help them assess their options. We provide flexible policies designed to meet the unique needs of our clients.

Potential Liability Issues Ohio Restaurant Owners Should Be Aware Of

Part of Cincinnati, OH’s thriving economy is the emergence of several bars and restaurants in the area. As the owner of a local bar or restaurant, this is an exciting time. However, it is important that you understand the risks associated with opening a bar or restaurant. Bar and restaurant insurance is an asset. You are protected if your property is damaged or your equipment is stolen. Here are a few ways that liability coverage protects your business.

Liquor Liability

As a bar owner, patrons come to your establishment to enjoy a few drinks and have a good time. However, you have to closely monitor the amount of alcohol you serve your customers. If your customers become intoxicated and injure someone or cause property damage, you will be held liable.

Unexpected Hazards

General liability coverage will protect your business if one of your customers is injured due to a slip and fall accident or falling out of a loose chair.

Flammable Accessories

While it is cool to have stylish accessories around the restaurant, you have to be careful. If one of the accessories accidentally catches on fire and hurts someone, you will be held liable.

Employee Injuries

Perhaps one of your employees is injured while performing tasks. Worker’s compensation will protect you from possible legal action.

Advantage Insurance Network Will Help You Protect Your Investment

Visit our website to learn more information about bar and restaurant insurance.