Many people assume that car insurance covers all types of vehicles, but it’s not that simple. Motorcycles and cars often fall into different insurance categories, meaning you may not be able to use car insurance for your bike. Here’s everything you need to know.

Vehicle Specifications

Auto insurance typically applies to vehicles with four wheels. Motorcycles are often excluded from car insurance policies because they require specialized coverage designed specifically for bikes. Agents at Advantage Insurance Network can help you understand the differences between these policies.

Motorcycle Insurance

Motorcycle insurance policies are tailored to meet the unique needs of bike riders. These policies often include higher coverage limits for bodily injury, as motorcycles are considered more dangerous than cars and trucks.

Similar to car insurance policies in Cincinnati, OH, motorcycle insurance offers coverage options such as liability and comprehensive. Many policies also provide add-ons, including roadside assistance and coverage for rental costs after an accident.

Bundle Options

While you may not be able to include your motorcycle on your car insurance policy, you can often bundle the two policies together through the same provider. Bundling allows you to manage all your vehicle insurance needs in one place, rather than working with separate companies.

At Advantage Insurance Network, we understand the specific needs of motorcycle owners. You need a policy that meets state guidelines, and you may want additional coverage to protect upgrades or customizations. We can help you find affordable coverage that ensures your bike is protected if something happens. Contact us today to learn more. We proudly serve the Cincinnati, OH area.