Auto insurance is a legal requirement for driving on public roads. If you own a car, you need auto insurance to protect other drivers from financial harm in the event of a covered incident. Depending on the type of policy you choose, auto insurance can also protect you from financial losses.

If you’re buying a car, you may be wondering whether you can purchase a vehicle before securing auto insurance. The professionals at Advantage Insurance Network, servicing Cincinnati, OH, can help. Here’s what you need to know about auto insurance before purchasing your new vehicle.

Can You Buy a Car Without Auto Insurance?

Most dealerships will not allow you to drive a car off the lot without proof of auto insurance. However, many insurance companies won’t issue a policy unless you’ve already purchased a vehicle. This means that if you’re buying a car from a dealership, you’ll need to arrange for auto insurance during the buying process.

When Should You Get Auto Insurance?

It’s a good idea to start the process of finding auto insurance before visiting the dealership. Contact a trusted insurance agent to begin exploring policy options.

While you won’t be able to finalize the transaction until you’ve purchased the car, your insurance agent can gather preliminary information to streamline the process. Once you’re at the dealership, the seller should give you time to contact your insurance agent and complete the purchase of your policy.

What Type of Auto Insurance Is Right for You?

There are several types of auto insurance, including liability-only coverage, comprehensive coverage, and full coverage. The professionals at Advantage Insurance Network, servicing Cincinnati, OH, can help you find the best policy for your needs. Contact us today to get started.