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When you have a family in Ohio, Kentucky or Indiana, it can be important to look at life and health coverage that addresses the goals that you have set for your loved ones. The insurance that you need can depend on your specific plans, but working with a professional insurance agency like Advantage Insurance Network can help you find the best option for your goals.
Health insurance is essential for any individual, regardless of the situation. Even if you and your loved ones are currently in good health, insurance should always consider the possibility that an emergency may arise. You cannot predict when an illness will develop or when a broken bone may occur. Having coverage for the situation will ensure that you will never need to worry about the risks.
Coverage for your needs and your family is important when you want to avoid any complications; however, the specific plans that are appropriate for your goals may vary. As your independent agent, we suggest that you always compare your options before you finalize a plan. To learn more about coverage for your health and life, contact us to speak to an agent today.
Whether you need help navigating the Affordable Healthcare Act (Obamacare) or need assistance evaluating whether a Medicare supplement plan or a Medicare advantage plan is appropriate, Advantage Insurance Network can help with all of your health insurance needs.
The agents at Advantage Insurance Network realize that with all of the available options within the Medicare program, this can be overwhelming and confusing. We are here to help you navigate all of the options available to you including:
- Medicare Advantage Plans
- Medicare Supplement Plans
- Medicare Prescription Drug Plans
We represent many of the top-rated insurance companies including Anthem, Humana, Medical Mutual, Healthspan and United Healthcare. Open enrollment is from October 15 – December 7. Some Medicare members may qualify for a Special Election Period outside of the open enrollment period. Call us today to schedule an appointment to discuss your needs.
Affordable Healthcare act Coverage
Whether you need an individual health plan or small group health plan, Advantage Insurance Network has options for you. Our agents can help you navigate the health insurance marketplace. We can help you determine if you qualify for plan subsidies. Open enrollment is from November 1 – January 31. Our agency represents multiple insurance companies including Anthem, Humana, Medical Mutual, Healthspan, United Healthcare, Premier, and InHealth. Let our agents shop the marketplace and find the plan best suited for you.
The life insurance policy that you need will depend on several factors, including your budget and the coverage that you want to purchase. Generally, a term-life plan is only appropriate when you want to address your concerns for a specific time period or when you have a limited budget. The life insurance policy may be less expensive, but it does not offer investment options.
Whole-life and Universal life plans provide investment opportunities and will last a lifetime, but you should expect a higher premium when compared to a term policy. An independent agency can help you determine the best type of policy if you are unsure about the options.