Homeownership can be tough. Sometimes our most important \u2013 and most expensive! \u2013 household items can breakdown with no warning. Safeco Insurance offers a unique endorsement you can add to your Ohio homeowner\u2019s insurance policy that can help. \u201cEquipment Breakdown\u201d coverage through Safeco Insurance covers your essential home systems and personal property in the event of an unexpected mechanical or electrical breakdown NOT caused by normal wear and tear or corrosion.<\/p>\n
Example: Jane Smith\u2019s home has an air conditioning unit that is five years old. She turns it on and it works fine for the first few weeks of summer. All of a sudden, it stops working. Jane calls a technician who says the unit has a bad compressor and it is going to cost $3000 to replace. Under Safeco\u2019s Equipment Breakdown endorsement, since this is a sudden event and not the result of normal wear and tear, Jane will get the cost of the new unit covered (minus her $500 deductible that comes with this endorsement.) This is not the same deductible as your all peril on your homeowner\u2019s policy and a claim on this endorsement does not count towards your policy.<\/p>\n
At about $2 a month, it is a convenient way to make sure your belongings and your budget are covered. Typical household items covered under Safeco\u2019s Equipment Breakdown Coverage are:<\/p>\n
Washers and dryers<\/p>\n
Computer equipment<\/p>\n
Dishwashers<\/p>\n
Refrigerators and freezers<\/p>\n
Ovens and microwaves<\/p>\n
Garbage disposals<\/p>\n
Heat pumps<\/p>\n
Heating and A\/C systems<\/p>\n
Electrical service panels<\/p>\n
Home security systems<\/p>\n
Water heaters<\/p>\n
Well water pumps<\/p>\n
Sump pumps<\/p>\n
Surround sound systems<\/p>\n
Swimming pool equipment<\/p>\n
Televisions\/Plasma\/LCD<\/p>\n
If you think this is a coverage you need to add to your homeowner\u2019s insurance, call Advantage Insurance Network LLC and get a homeowner\u2019s insurance quote with Safeco today!<\/p>\n","protected":false},"excerpt":{"rendered":"
Homeownership can be tough. Sometimes our most important \u2013 and most expensive! \u2013 household items can breakdown with no warning. Safeco Insurance offers a unique endorsement you can add to your Ohio homeowner\u2019s insurance policy that can help. \u201cEquipment Breakdown\u201d coverage through Safeco Insurance covers your essential home systems and personal property in the event […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[63,53,64,23],"class_list":["post-68","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-equipment-breakdown","tag-home-insurance","tag-home-warranty","tag-homeowners-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/68","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=68"}],"version-history":[{"count":1,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/68\/revisions\/69"}],"wp:attachment":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=68"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=68"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=68"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}