{"id":368,"date":"2021-03-22T04:00:00","date_gmt":"2021-03-22T04:00:00","guid":{"rendered":"https:\/\/www.myadvantageinsurance.com\/blog\/?p=368"},"modified":"2021-03-01T01:09:53","modified_gmt":"2021-03-01T01:09:53","slug":"is-home-insurance-required-by-law","status":"publish","type":"post","link":"https:\/\/www.myadvantageinsurance.com\/blog\/is-home-insurance-required-by-law\/","title":{"rendered":"Is Home Insurance Required By Law?"},"content":{"rendered":"

If you’re buying your Cincinnati, OH home through a mortgage, you’ll find that insurance is<\/em> required by the lender. Until it’s paid off, it’s their house, too, so they want to protect their investment.<\/p>\n

But suppose you’ve simply been gifted a house, or you inherited it, or you had a nice windfall and you bought it in a single payment. Do you have to get insurance on it?<\/p>\n

Legally speaking, no. But it’s not a very good idea to go without protection.<\/p>\n

As a homeowner, you will find that there is quite a bit that can go wrong. From storms and fires to random accidents, vandalism, and burglary, your home is the foundation of your whole life, and it is simply a terrible idea not to protect it. So while you are not legally required to carry insurance, you’ll have a hard time finding a homeowner who recommends going without it.<\/p>\n

The biggest concern would be a liability. If someone slips on your walkway or your dog bite them, the damages could easily exceed six, seven figures. You might be willing to replace a stolen TV out of pocket, but most of us don’t have a few hundred grand just lying around in case someone is injured on our property.<\/p>\n

Fortunately, home insurance in Cincinnati, OH isn’t as expensive as you might think. If you want to get a good deal on a great policy, or if you have any questions you’d like answered, get in touch with Advantage Insurance Network and see what they can do for you.<\/p>\n

There’s a lot that can go wrong for a homeowner, so it’s good to know that Advantage Insurance Network has your back.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you’re buying your Cincinnati, OH home through a mortgage, you’ll find that insurance is required by the lender. Until it’s paid off, it’s their house, too, so they want to protect their investment. But suppose you’ve simply been gifted a house, or you inherited it, or you had a nice windfall and you bought it in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[50,68],"class_list":["post-368","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-advantage-insurance-network","tag-cincinnati-oh"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=368"}],"version-history":[{"count":1,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/368\/revisions"}],"predecessor-version":[{"id":369,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/368\/revisions\/369"}],"wp:attachment":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}