{"id":181,"date":"2017-07-31T08:00:00","date_gmt":"2017-07-31T08:00:00","guid":{"rendered":"http:\/\/www.myadvantageinsurance.com\/blog\/?p=181"},"modified":"2017-08-14T19:13:09","modified_gmt":"2017-08-14T19:13:09","slug":"dwelling-fire-insurance-explained","status":"publish","type":"post","link":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/","title":{"rendered":"Dwelling FIre Insurance Explained"},"content":{"rendered":"<p>While a standard home owner&#8217;s insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner&#8217;s policy and it&#8217;s customizable nature lets you pick what is covered.<\/p>\n<p><strong>What Dwelling Fire Insurance Covers<\/strong><br \/>\nDon&#8217;t let its name mislead you. Depending on the insurer, a dwelling fire policy may cover:&nbsp;<\/p>\n<ul>\n<li>fire damage<\/li>\n<li>smoke-related damage<\/li>\n<li>explosions<\/li>\n<li>wind damage<\/li>\n<li>vandalism<\/li>\n<\/ul>\n<p>The policy lists only the specific hazards covered. You can choose to cover only the structure or its contents, too. You can customize a dwelling fire policy to cover exactly what you need, including liability.&nbsp;<\/p>\n<p><strong>Who Benefits from a Dwelling Fire Policy?<\/strong><br \/>\nMany home owners don&#8217;t need a full home owner&#8217;s policy. Dwelling fire insurance makes the ideal choice for the following:<\/p>\n<ul>\n<li>Landlords who need to insure the building, but not its contents.<\/li>\n<li>Property owners whose home is under construction or renovation.<\/li>\n<li>Owners of a second home or a vacation home.<\/li>\n<li>Home owners of properties with a very low cash value like mobile homes or manufactured homes.<\/li>\n<li>Home owners of historic properties whose structural features make a homeowner&#8217;s policy cost prohibitive.<\/li>\n<li>Owners of significantly older structures in disrepair.<\/li>\n<\/ul>\n<p>Visit Advantage Insurance Network of Cincinnati, OH to discuss whether a dwelling fire insurance policy works for you. Your Advantage agent can help you design a policy that exactly fits your needs. Remember that only a flood insurance policy covers flood, so if your home resides in a flood zone that requires coverage, you&#8217;ll need a separate flood policy. Let us help you design the perfect dwelling fire policy for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While a standard home owner&#8217;s insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner&#8217;s policy and it&#8217;s customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don&#8217;t let [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[50,68],"class_list":["post-181","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-advantage-insurance-network","tag-cincinnati-oh"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"While a standard home owner&#039;s insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner&#039;s policy and it&#039;s customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don&#039;t let\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"advantage insurance network,cincinnati oh\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Advantage Insurance Network | Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"While a standard home owner&#039;s insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner&#039;s policy and it&#039;s customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don&#039;t let\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-07-31T08:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-08-14T19:13:09+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog\" \/>\n\t\t<meta name=\"twitter:description\" content=\"While a standard home owner&#039;s insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner&#039;s policy and it&#039;s customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don&#039;t let\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#article\",\"name\":\"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog\",\"headline\":\"Dwelling FIre Insurance Explained\",\"author\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2017-07-31T08:00:00+00:00\",\"dateModified\":\"2017-08-14T19:13:09+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#webpage\"},\"articleSection\":\"Home Insurance, advantage insurance network, Cincinnati OH\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#listItem\",\"name\":\"Dwelling FIre Insurance Explained\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#listItem\",\"position\":3,\"name\":\"Dwelling FIre Insurance Explained\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/#organization\",\"name\":\"Advantage Insurance Network | Blog\",\"url\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#webpage\",\"url\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/\",\"name\":\"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog\",\"description\":\"While a standard home owner's insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner's policy and it's customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don't let\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/dwelling-fire-insurance-explained\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2017-07-31T08:00:00+00:00\",\"dateModified\":\"2017-08-14T19:13:09+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/\",\"name\":\"Advantage Insurance Network | Blog\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.myadvantageinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog","description":"While a standard home owner's insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner's policy and it's customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don't let","canonical_url":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/","robots":"max-image-preview:large","keywords":"advantage insurance network,cincinnati oh","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#article","name":"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog","headline":"Dwelling FIre Insurance Explained","author":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/#organization"},"datePublished":"2017-07-31T08:00:00+00:00","dateModified":"2017-08-14T19:13:09+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#webpage"},"isPartOf":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#webpage"},"articleSection":"Home Insurance, advantage insurance network, Cincinnati OH"},{"@type":"BreadcrumbList","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.myadvantageinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#listItem","name":"Dwelling FIre Insurance Explained"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#listItem","position":3,"name":"Dwelling FIre Insurance Explained","previousItem":{"@type":"ListItem","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/#organization","name":"Advantage Insurance Network | Blog","url":"https:\/\/www.myadvantageinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.myadvantageinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#webpage","url":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/","name":"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog","description":"While a standard home owner's insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner's policy and it's customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don't let","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/#breadcrumblist"},"author":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2017-07-31T08:00:00+00:00","dateModified":"2017-08-14T19:13:09+00:00"},{"@type":"WebSite","@id":"https:\/\/www.myadvantageinsurance.com\/blog\/#website","url":"https:\/\/www.myadvantageinsurance.com\/blog\/","name":"Advantage Insurance Network | Blog","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.myadvantageinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Advantage Insurance Network | Blog |","og:type":"article","og:title":"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog","og:description":"While a standard home owner's insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner's policy and it's customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don't let","og:url":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/","article:published_time":"2017-07-31T08:00:00+00:00","article:modified_time":"2017-08-14T19:13:09+00:00","twitter:card":"summary","twitter:title":"Dwelling FIre Insurance Explained | Advantage Insurance Network | Blog","twitter:description":"While a standard home owner's insurance policy covers the structure and its contents against numerous hazards, a dwelling fire insurance policy covers against a much more narrow set of hazards. It costs less than a home owner's policy and it's customizable nature lets you pick what is covered. What Dwelling Fire Insurance Covers Don't let"},"aioseo_meta_data":{"post_id":"181","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:35:45","updated":"2025-06-04 12:05:54","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.myadvantageinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDwelling FIre Insurance Explained\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.myadvantageinsurance.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.myadvantageinsurance.com\/blog\/category\/home-insurance\/"},{"label":"Dwelling FIre Insurance Explained","link":"https:\/\/www.myadvantageinsurance.com\/blog\/dwelling-fire-insurance-explained\/"}],"_links":{"self":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=181"}],"version-history":[{"count":1,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/181\/revisions"}],"predecessor-version":[{"id":182,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/181\/revisions\/182"}],"wp:attachment":[{"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myadvantageinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}